Clear information
Important terms, fees and repayment details should be explained before you accept an offer.
Loan information for the Philippines
Loan choices, explained with care.
Explore loan products, understand common requirements, and see what to review before you decide to apply.
Applying does not guarantee approval. Actual eligibility, loan amount, fees, repayment terms and disbursement timing depend on assessment and the applicable loan agreement.
Clear product information
Requirements before applying
Support and privacy guidance
Loan services
Start with the details.
Compare the key information, understand what may be required, and use the official product channel when you are ready.
Personal loan · Product information
Support for approved personal needs.
Loanova may be used for approved personal needs, subject to eligibility assessment and the applicable loan terms. Borrow only an amount you can reasonably repay.
View Loanova detailsBefore you apply
- ✓Check the eligibility requirements for the product.
- ✓Review all applicable fees and repayment dates.
- ✓Confirm the amount is manageable for your budget.
- ✓Use only the official application and payment channels.
Our service principles
Good information comes first.
The details should be understandable before you make a borrowing decision.
Responsible borrowing
Consider your needs and repayment capacity before deciding whether to borrow.
Personal data care
Understand what information is requested, why it is needed, and how it may be used.
Customer support
Use the official support and complaints channels if you have a question or concern.
How it works
Four steps, with the terms in view.
The exact process may vary by product. Read each step and the applicable terms before continuing.
STEP 01
Explore
Review product details, requirements, fees and repayment information.
STEP 02
Prepare
Gather the valid identification and contact details the product may require.
STEP 03
Apply
Use the official application channel and submit accurate information.
STEP 04
Review and decide
Read the final terms carefully before accepting any approved offer.
A thoughtful next step
Take a moment before you apply.
Submitting an application does not mean it will be approved.
Check what applies
Eligibility and required documents may differ by product.
Understand the cost
Confirm the amount, charges and repayment schedule in your final disclosure.
Protect your access
Do not share your password, one-time PIN or complete card details through ordinary contact channels.
Use official channels
Never send repayment to an employee’s personal bank account or e-wallet.
Quick answers
Questions before you begin?
Find straightforward answers about eligibility, documents, fees and repayments.
Browse all FAQsWho can apply for a loan?
Customers who meet the applicable product requirements may apply. Meeting basic requirements does not guarantee approval.
What documents may I need?
Requirements depend on the product and application. You may be asked for valid identification, contact details, income or employment information, and other verification documents.
Will my application always be approved?
No. Each application is subject to the applicable assessment process. Submitting an application does not guarantee approval.
Will support ask for my password or OTP?
Do not share passwords, one-time PINs or confidential security credentials through email, social media or ordinary contact forms.
Make an informed choice
Review your options at your own pace.
Read the product information and prepare your questions before using an official application channel.